题目内容：

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone ____. Many people—adults included—do not have a good ____ of saving for the long run.

I have been ___ to learn this lesson early because I have had a grass cutting business since I was 10 years old. __   the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to ____ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to ___. Young people should ___ that their teenage years are a great time to begin saving.

If you have a job at high school, you ___ have fun with some of the money. But you should also save some ____ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, ____ lose the interest you could have earned by saving it.

After high school, college is ____， with expenses such as food and rent. If you can  ____ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to ____.

Later in life it can be hard to start saving ___ general  cost of living is more expensive and you may only have enough to pay your ___. If you want to buy a house and have a family, you need money to start with, which ____ saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a ____ life.

Saving early will mean you will have to work for fewer years when you are older. It will also _____ you to spend time doing the things that you want to do.____， it will mean you can live the way you want to without __.

1.A. needsB. likesC. arrangesD. expects

2.A. knowledgeB. experienceC. formD. sense

3.A. foolishB. fundamental C. luckyD. grateful

4.A. WithB. OfC. InD. From

5.A. divide upB. build upC. keep upD. make up

6.A. breakB. runC. makeD. grow

7.A. recognizeB. realizeC. researchD. doubt

8.A. mustB. dareC. shouldD. may

9.A. so thatB. in caseC. in thatD. but for

10.A. butB. andC. alsoD. or

11.A. expensiveB. cheapC. boringD. bitter

12.A. hold outB. hold upC. hold ontoD. hold back

13.A. surviveB. struggleC. tolerateD. die

14.A. ifB. as long asC. whileD. since

15.A. billsB. taxesC. attentionD. consequences

16.A. results fromB. gets fromC. comes fromD. escapes from

17.A. happyB. simpleC. miserableD. secure

18.A. forbidB. allowC. adviseD. request

19.A. In addition   B. Above allC. On the contraryD. Believe it or not

20.A. consulting   B. worryingC. restingD. thinking