题目内容：

Clever ways to transform your fortunes in 2019

January is the perfect time to remove bad financial habits and get clever with you cash. Here are several top tips the Money Mail team gives for how to save and make money in 2019.

1.

Visit after 5 pm and follow the staff member carrying the re-pricing machine. You can pick up anything from good-quality pork chops to canned goods for pennies 2., and make sure special offers and discounts have been applied. Too often the price programmed in at the till (放钱的抽屉) doesn’t match that shown on the shelf.

Get a collapsible (可折叠的) reusable cup to take to your favorite coffee shop for a discount.

Pret A Manger offers 50p off, for example, while at Starbucks you’ll get 25p off. You can get a reusable cup for ￡l at Starbucks, which means you will make your money back in no time, and what counts most is that, in this way, 3..

Make loyalty pay.

Many traditional stores now use loyalty cards to keep customers coming back. Waterstones, Tesco and Boots are among the household names to offer money-off rewards in exchange for loyalty points.

4.. Most coffee shops offer free drinks to loyal customers once you’ve collected enough stamps. Caffe Nero offers a free drink for every nine loyalty stamps collected.

Try the 1p savings challenge.

Put aside 1p at the start of the year and then add lp to that amount every day. So save 1p on the first day, then 2p, then 3p and so on. If you start the challenge on January I and keep it up, 5. according to research by investment firm A. J. Bell.

A. Be smart at the supermarket

B. Don’t be afraid of complaining

C. Always read receipts at the checkout

D. you’ll be doing your bit for the environment

E. you’ll have saved nearly Ƚ700 by December 31

F. If you enjoy a coffee out, get it from the same shop

G. you’ll never miss a deadline or pay over the odds for anything