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Why is poverty so difficult to overcome? Why are poorer people less likely to invest in their own le...
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Why is poverty so difficult to overcome? Why are poorer people less likely to invest in their own learning and ability development, but more likely to be addicted to television and video games?
In the past, a poor person was normally considered to have bad character or have no ambition. Banerjee corrects such views and explains the economics behind the poor. Poor people tend to live with more worries in their lives, he said, so they need tools such as televisions, cell phones, junk food and video games to relieve worries more than others. But investment in learning often takes a long time to get rewards, while the poor are often impatient due to economic reasons, and their life in the meantime is getting more worrisome and boring.
That goes for health. Banerjee and his wife find that the poor spend the same amount of money and time, or even more on health and medical care than the middle class group, but they tend to get bad effects. The reason is that the poor often lack the essential medical and healthy knowledge and they tend to get medical treatment when the disease has worsened to a certain stage. Besides, they tend to trust the doctors who “give strong medicine”because they believe such doctors are the “good” ones. But in fact,“strong medicine”always leads to resistance to drugs and overtreatment. This kind of attitude, which emphasizes treatment rather than early prevention, has brought many poor people more economic stress and physical damage, and even has affected the education of their next generation. According to the study, children in poorer physical condition tend to spend less time in school and have lower incomes after graduation, so poverty gets “inherited”.
When it comes to finance, Banerjee's research has found that the poor often need to borrow little and short-term loans while paying extremely high interest rates. It is also because the poor tend to take higher financial risks ----they often have unstable incomes and are unable to get working capital from banks, so they rely more on these high-interest loans. And these small loans put a brake on their savings against risks.
How could the poor step into the middle class? Maybe starting a business is a way out. But for the extremely poor, it's impossible to get the capital they need to start a business. In most cases, a more practical option is getting a job in government agencies because comparatively speaking, government jobs are very stable, which give the poor the opportunities to be hired for the long term, to increase the range of their thinking and thus enabling families to move from poverty to the middle class.
Banerjee's research provides a new perspective for governments to understand poverty, so that policies can be tailored to decrease poverty and ultimately eliminate(消除) it.
1.How do the poor deal with the issue of health?
A.They spend less money in preventing disease.
B.They focus more on the diseases than early prevention.
C.They usually think it essential to resist strong medicine.
D.They are willing to get free medical treatment from the government.
2.From the underlined sentence, we can learn that_______.
A.poverty is produced by the poor
B.poverty is passed down by their parents
C.poverty has some bad effects on the poor
D.poverty causes people to bear more economic stress
3.Banerjee considers it difficult to overcome poverty because________.
A.the poor have bad character or have no ambition
B.the poor prefer to invest in business rather than work
C.the government hasn’t taken proper and effective measure
D.the poor were troubled by their lives, health and finance
4.What can we learn from the passage?
A.The poor have attached importance to education.
B.The government can’t provide the jobs for the poor.
C.All the poor need to start a business for their survival.
D.Banerjee's research is helpful for the government to rid of poverty.
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